Temporary Credit Card — Safe and Convenient Financial Freedom
Choose the most secure instrument for your transactions. Secure your purchases with LinkPay’s temporary credit card solutions — with an untouchable budget and guaranteed flexibility!
What Is a Temporary Virtual Credit Card?
LinkPay’s temporary credit card is an online-generated financial ID-number. It combines the advantages of regular credit payment instruments and higher security. These solutions are designed for short-term use and predominantly have an expiration date or a specific number of transactions.
Credit card fraud remains a significant threat in today’s digital age, with 52 million Americans experiencing fraudulent charges in 2023. The average unauthorized transaction is around $100, and in total, over $10 billion was lost to fraud that year. Temporary credit cards offered by LinkPay provide robust protection by generating unique ID numbers for each transaction, significantly reducing fraud risks.
Key Features of Temporary Credit Cards
Enhanced Security
With makeshift LinkPay credit cards, this protection is extended much higher by generating unique ID numbers for each new transaction. This keeps hackers at bay since they can’t use the same number twice, making your shopping experience far more secure and carefree. Each transaction remains private and protected.
Custom Limits
Around 12% of credit card fraud cases involve recurring charges, where fraudsters steal small amounts and stay unnoticed. LinkPay virtual payment instruments can be set to have a spending limit, allowing users to manage budgets better and not overspend. This can easily be used for one-time purchases or to control employee expenses within a business environment, giving full control over a financial transaction. This ensures greater oversight and minimizes financial risks.
Global Acceptance
LinkPay’s makeshift СС-solutions are accepted globally, as they are issued by major payment networks. This ensures that customers can make international purchases without exposing their main financial ID details, even when shopping abroad. It’s a secure option for international travelers and online shoppers.
Privacy Protection
Since LinkPay’s temporary credit card number exists only in a virtual capacity, it masks your actual financial ID information, adding an extra layer of privacy. This means your personal details are safe from leaks or fraud when making transactions online, and your identity isn’t stolen. It feels more convenient knowing your details are kept private.
Instantly generate secure ID numbers for every transaction, control spending, and reduce fraud risks. Get started today with LinkPay!
Use Cases of Temporary Credit Cards
Online Shopping
It is an ideal option to make a temporary credit card number for online purchases with money. LinkPay provides single-use numbers, protecting your main CC from fraud.
Subscription Management
LinkPay cards can be set up for recurring payments like streaming services or software subscriptions. A survey by Pew Research found that 75% of consumers forget to cancel subscription services, which makes temporary cards a practical solution.
Business Purchases
Companies issue LinkPay cards for employee or vendor purchases, providing spending limits and expiration dates to control budgets and prevent misuse. It’s a smart way to keep track of spending and avoid problems.
Travel Expenses
Travelers can use temp cards linked to multi-currency accounts for international purchases, minimizing risks while traveling abroad and avoiding exchange fees. Global travel expenses exceeded $1.8 trillion in 2023, which makes secure payment options an essential solution.
Emergency Expenditures
LinkPay cards can be quickly issued for emergency purchases, providing instant access to funds without waiting for a physical card. It’s a fast and convenient way to get what you need, right when you need it.
Freelancer Payments
Businesses can use temporary CC to pay freelancers with precise limits, ensuring correct bank payment and simplifying expense tracking. It offers a streamlined approach to managing payouts efficiently.
How to Get a Temporary Credit Card
Sign up
Use the LinkPay service. Go through a quick registration procedure on the site and authorize in your personal cabinet. Here, you can quickly and conveniently issue a temporary LinkPay card. Provide up-to-date personal data and receive your temporary card immediately.
Access Your Account
In the special section on the LinkPay website, select a temporary card from the list of available options. Choose a card with the appropriate denomination and top up your account.
Generate a Virtual Card
Now, you can generate a new ID number online. This virtual number will be linked to your primary payment instrument but will keep your account details hidden.
Use Temporary Card
After generating the temp card, use the provided virtual number, expiration date, and CVV to make online purchases. You can also link out to a digital wallet.
Track Your Transactions
Any purchases made using the VC solution will be tied to your main account. If necessary, you can cancel and create temporary credit card for future transactions.
Benefits of Using Temporary Credit Cards
Enhanced Security
The LinkPay CCs enhance security compared to physical cards by generating a different ID number for every different transaction. Since your actual financial information is never exposed, this reduces the risk of data theft and hacking. If in such a scenario a cybercriminal manages to steal the non-permanent number, he will not be able to use it for further purchases because it expires after a certain time.
Fraud Protection
Yet another excellent benefit to such a type of solution is fraud protection. Even if LinkPay’s VC number is compromised, the ability to stand at a limited life and one-time use feature blocks further fraudulent transactions. Once that instrument expires, it becomes worthless to anyone trying to use it in an endeavor to exploit it. This ensures that potential threats are effectively neutralized.
Spending Control
With more than 48% of all fraud reports in 2023 related to credit transactions, setting spending limits on temporary cards adds an extra layer of control and protection. The good thing with LinkPay temporary credit cards is that customers can set specific spending limits for each one. You have full control over how much can be charged on the instrument at hand; hence, an effective tool for budgeting prevents overspending.
Convenient Online Shopping
LinkPay is a pretty convenient way for those who shop online very frequently to safeguard personal data while making the checkout process easier. You can create an instant ID from your banking app or service provider, use it for a single purchase, and stay calm about the storage and compromising for the individual number by the merchant. It’s an efficient way to secure your data with minimal effort.
Ease of Use for Subscriptions
LinkPay cards are set up for recurring payments such as streaming services or subscription boxes. You can set the expiration date to the billing cycle or create a new one for each renewal. Though this allows you to budget for your recurring expenses, it also protects you from further charges if you want to cancel any service — a strategic approach to managing subscriptions and protecting your financial interests.
No Physical Card Needed
Unlike regular CCs, temporary counterparts exist only in electronic form. You do not have to wait for a physical one to arrive by post, and it is very convenient in cases of urgent purchases or when you lose or misplace your main card. Instant generation via LinkPay’s application or the website allows you to use it online without any delays, a quick and efficient solution for immediate payment needs.
Create disposable virtual cards with spending limits, expiry dates, and total freedom.
FAQ
Can I Get a Temporary Credit Card?
Yes. You can use LinkPay, which offers these virtual credit cards. Simply complete the quick registration process on the website and apply for it in one click. You can use this means of payment for online purchases. All your data is protected by advanced encryption technology. Each of your transactions is accompanied by a unique identification number.
How to Generate a Temporary Credit Card Number?
You can generate a new number through LinkPay. Go to the virtual card section, select the desired spending limit and expiry date. Immediately afterward, you will receive a new number with CVV.
Can a Bank Give You a Temporary Credit Card?
Yes, many banks like Citi, Bank of America, and Capital One offer these credit cards through online banking services. You can link this card to your main account or LinkPay account.
What Are the Benefits of Using a Temporary Credit Card?
LinkPay’s temporary credit cards guarantee increased security. Your real financial information is not disclosed during online transactions. Also, you can customize the limits and control the expiry date. Temporary cards are ideal for quick purchases and subscriptions to online services.