How to Add a Virtual Card to Apple Pay

An Apple Pay virtual card is one that, instead of being a physical, exists only for online or mobile payments (mostly for goods in stores or online services). It will work just like any regular means of payment but is much safer due to its digital form for those who want to secure their real details. It can be issued through various financial services, one of which is LinkPay. A virtual debit bank card issued by this company is usually linked with your e-wallet for smooth transactions.

Because these options differ from traditional ones, they enhance the user's privacy and security. Other advantages of the Apple Pay type of a virtual card are rewards offers, transaction protection, and easy integration with services to pay with a phone.

Key takeaways

These means of payment are way more flexible. They allow everyone to create a new virtual credit card for various stores, change them at the speed of light, set spending limits, and even lock or delete a number without affecting their actual account. That said, any user can issue them for online shopping, some transactions on the Internet, and at physical stores. In the following sections, you will learn how to add a unique virtual card to the Apple Pay system. 

Setting Up the Apple Pay System

First, setting up the Apple Pay system is mandatory. Most recent iPhones, iPads, Watches, and Macs support it, but make sure your device runs the latest iOS operating system version. Otherwise, it will be impossible to integrate a new means of payment to pay for goods.

Apple Pay setup process

Open the Wallet on your iPhone;

1

Tap the + symbol in the upper-right corner;

2

Follow the requirements to add a new option, which can include number, expiry date, security/CVV code and a personal information;

3

The system will verify new data via a secure connection.

4

After verification, you can seamlessly use this system for online and contactless purchases. Tap or click to buy goods and services at thousands of places you already enjoy, within apps or on websites, and in-store using your iPhone or Watch; all with a fast, secure touch.

Adding New Means of Payment

Now that you have a system to buy goods and services, it’s time to add your new option. Whether LinkPay or another issuer, adding it is quick and easy. But you may wonder, “How do I add my virtual card to Apple Pay?”

Let’s look at how you can add a virtual card after issuing it to Apple Pay:

Open the Wallet App on your iPhone.

1

Press ‘+’ in the top right corner of the screen.

2

Tap Debit or Credit to add a new mean of payment.

3

Tap Continue to move forward.

4

After that, the system will require adding a number, expiry date, security/CVV code and your personal data to add a new virtual Apple Pay bank card.

5

Follow verification, which might entail verifying a one-time password via SMS to your phone or email.

6

Once verified, the Apple virtual card will appear in your iPhone Wallet and will be ready to use at any time. You can check if Apple Pay has a virtual card you’ve added.

7

After that, your means of payment is available with contactless in-store purchases, and you can make purchases online or within apps. It’s just about making life easy: managing transactions with just one tap of your device. As you can see, adding virtual card to Apple Pay is easy and fast.

Troubleshooting Common Issues

Sometimes, users encounter issues while attempting to add a new means of payment. Below are a few of the common virtual card issues and their solutions.

  • The new option wasn’t verified. If you cannot pass the verification in the application, re-verify your information. Ensure you are entering the exact verification code forwarded by your issuer. If the issue continues, then verify your information within the app once again or reach out to your bank's support team for further assistance.

  • Device compatibility. If you can’t find the option to add a new payment option, check whether your device supports this system. Besides, you need to update your iOS to the latest version. Most of the time, integration and compatibility issues get sorted out through regular system updates easily. This way, you can reach Apple Pay troubleshooting.

  • Connection issues. Integrating a new virtual credit bank card Apple Pay requires an internet connection. Make sure that the internet through Wi-Fi or cellular data is stable while you do this. In case disruptions are faced, try using a different network or move closer to the router for an enhanced signal.

  • Issuer limitations. Some options, such as regional or merchant ones, may have restrictions on their usage, prohibiting them from being added to the system. If you still have issues, check this information with your issuer.

  • Setting up the means of payment. Sometimes this is a problem with the settings concerning how to make the payments. Make sure that it is set for the built-in system to be the default means of payment for any purchases. Just open settings and check to see that it is configured correctly.

  • Conflict with multiple options. For accounts that have multiple options added, there is a possibility of a conflict. Take out some of them and then re-add the new one to ensure the newly added will be set to default for payment. This is just a way to avoid a possible conflict that may cause it not to be added.

  • Bank server maintenance. Sometimes bank servers are taken down for maintenance; therefore, new options cannot be added for a short period. If none of the above works, after a few hours, try to attempt again. You can also check any scheduled maintenance on your bank's website or app.

You can quickly solve problems by addressing these Apple Pay problems. 

Benefits of Using Your iPhone to Buy Goods and Services

The advantages of using a phone for buying goods are quite numerous. Among the most critical advantages is increased security that is unusual to the virtual card because these means of payments use temporary numbers. It is much harder to let the fraudster know your key number, access to which gives access to your head account. 

Among other prominent benefits of virtual card, there is:

  • Easiness;

  • Rewards;

  • Benefits;

  • Cashback;

  • Solidity.

These options reduce the need to carry wallets in physical form, hence improving the overall user experience due to the Apple Pay benefits.

Besides, they are an excellent choice for subscription management purposes. Users can only create an Apple virtual credit card for subscription purchases. This approach offers better tracking and monitoring of recurring expenses and empowers users to exercise more control over their finances. In cases of online merchants that don’t take prepaid options, users can issue debit options in their place. Therefore, it is still a good choice for recurring purchases and subscriptions.

Conclusion

Adding a new payment option to use with iPhone or any other device is a secure and quick way to manage all purchases. Users will have the added benefits of security, convenience, and rewards. LinkPay makes it more straightforward to integrate with a phone systen than ever before. 

Still wondering, “How to add my virtual card to Apple Pay?” Start using your LinkPay solution today to utilize secure, contactless payments across all devices fully.

FAQs

What is a virtual card?

Apple Pay virtual credit card is a digital option designed especially for secure e-transactions. It can be fully accessed and utilized online via various systems.

How do I set up Apple Pay on my device?

Start the Wallet app on an iPhone. Tap the “+” sign towards the upper-right corner to add a new payment option. Follow the guidance to add a new way to buy anything with a phone. Remember, a device should support the latest iOS version for a seamless setup of a payment option.

Can I add my virtual card to Apple Pay?

Can you add virtual Visa card to Apple Pay? No, not all payment options work with it. However, this system fully supports LinkPay's solutions for smooth offline and online transactions.

What should I do if my option is not being accepted by Apple Pay?

First, check whether an issuer supports paying with an iPhone or a Watch. Then, if the chosen option is still not being accepted, ensure your device is compatible and updated. If this issue continues, contact the issuer's customer support for further instructions.

Are there any fees for using Apple Pay?

Typically, there are no additional fees. However, certain fines may be contingent on a service provider's terms of service. LinkPay does not have surprise fees associated with any payment system.

How secure is it to use a virtual card with Apple Pay?

Buying goods is very secure. First, the virtual Visa card Apple Pay tokenizes your real number, keeping sensitive details private. With this in mind, all purchases are totally protected, so no one will steal your data or funds.

Can I use a virtual card with Apple Pay for online purchases?

Thinking, “How do I add a virtual card to Apple Wallet, and can I use it for online purchases?” The answer is “yes. " It is enough to choose this payment system at checkout and then finish the transaction with a new payment option stored in the Wallet app. It’s fast, secure, and convenient to buy things and services in thousands of stores around the world.